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Monterey Bay Surf City

About Santa Cruz, CA

Welcome to Santa Cruz, a Monterey Bay surf town and college city known for its historic boardwalk, redwood-covered hills, and Highway 17 commute to Silicon Valley.

Santa Cruz is a city and the county seat of Santa Cruz County, California, occupying the northern shore of Monterey Bay at the base of the Santa Cruz Mountains. About 75 miles south of San Francisco and roughly 30 miles from San Jose over Highway 17, it functions both as a self-contained coastal city and as a residential outlier of the Silicon Valley economy. Its population is approximately 61,000, with Santa Cruz County home to more than a quarter-million people. The city's character is defined by the meeting of ocean, forest, and a famously relaxed culture. UC Santa Cruz, the University of California campus established in the 1960s, spreads across a hillside of redwood groves overlooking the bay and gives the city a steady presence of students, faculty, and research employment. Downtown Santa Cruz, with its independent shops and restaurants, Pacific Avenue corridor, and mix of Victorian and early-20th-century buildings, anchors civic life, while the beachfront draws visitors to the historic Santa Cruz Beach Boardwalk. Surfing is woven into Santa Cruz's identity. Three Hawaiian princes are credited with introducing the sport to the mainland here in 1885, and the city has since produced generations of surfers at breaks such as Cowell's, Steamer Lane, and Pleasure Point. The coastline's parks and beaches — Natural Bridges, Lighthouse Field, West Cliff Drive, and Seabright — make the ocean accessible in nearly every part of town, and the redwood parks of Henry Cowell and Wilder Ranch sit just minutes inland. Santa Cruz is also a commuter city. Highway 17 carries a daily flow of residents over the mountains to jobs in San Jose, Los Gatos, and the broader Santa Clara Valley, a drive that typically takes 25 to 50 minutes, while the Highway 17 Express bus links downtown Santa Cruz to San Jose's transit network. This combination of beach-town lifestyle, university energy, and Bay Area employment access shapes both who lives in Santa Cruz and the character of its housing market.

Population 61,398
County Santa Cruz
Active Listings 292
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Frequently Asked Questions

What county is Santa Cruz in?

Santa Cruz is the county seat of Santa Cruz County, California, on the northern shore of Monterey Bay about 75 miles south of San Francisco. The county has a population of roughly a quarter-million people.

How far is Santa Cruz from San Jose and Silicon Valley?

Santa Cruz is roughly 30 miles from San Jose over Highway 17, a drive that typically takes 25 to 50 minutes depending on traffic. The Highway 17 Express bus also connects downtown Santa Cruz to San Jose's Diridon Station.

What is Santa Cruz known for?

Santa Cruz is known for its surf culture, the Santa Cruz Beach Boardwalk, UC Santa Cruz, and its redwood forests and beaches. Surfing was introduced to the mainland United States here in 1885, when three Hawaiian princes rode waves at the mouth of the San Lorenzo River.

What school district serves Santa Cruz?

The city of Santa Cruz is served by Santa Cruz City Schools, while surrounding areas fall within districts including Live Oak, Soquel, Scotts Valley, and Pajaro Valley. UC Santa Cruz is the area's major four-year institution, and Cabrillo College serves nearby Aptos.

What is the Santa Cruz Beach Boardwalk?

The Santa Cruz Beach Boardwalk is an oceanfront amusement park on Main Beach that opened in 1907, making it California's oldest surviving seaside amusement park. It features the Giant Dipper wooden roller coaster, a 1911 Looff Carousel, and seasonal events.

City Guide

About Santa Cruz

Real Estate & Housing

Santa Cruz's housing stock reflects more than a century of growth: late-19th-century Victorian homes near downtown, California Craftsman bungalows in Seabright and the Westside, mid-century homes, and newer contemporary construction on infill lots. Condominiums and townhomes cluster downtown and near the beach, while larger hillside properties and the unincorporated Live Oak area offer single-family options. Supply is constrained by the ocean on one side and protected mountain land on the other, which keeps the market tight relative to demand from local buyers and Silicon Valley commuters. Historic preservation is notable, with many turn-of-the-century homes maintained as neighborhood landmarks.

Neighborhoods

Santa Cruz's neighborhoods each carry a distinct feel. The Westside mixes surf shops, the Swift Street commercial area, Natural Bridges State Beach, and the Seymour Marine Discovery Center with older bungalows and newer homes. Seabright, between the San Lorenzo River and the harbor, offers classic beach cottages near Seabright Beach and the yacht harbor. Midtown and the Eastside, including the Pleasure Point surf enclave and Live Oak, provide more family-oriented housing. Downtown and the surrounding Prospect Heights and Mission Hill districts hold the city's oldest homes near restaurants and services, while the Pasatiempo area offers hillside and golf-course settings close to Highway 17.

Lifestyle in Santa Cruz

Santa Cruz life is outdoor-oriented and famously laid-back. Surfing, mountain biking, and beachgoing are everyday activities rather than special occasions, and the city's farmers' markets, independent bookstores, coffee culture, and live-music scene give downtown a distinct, bohemian energy. The Santa Cruz Beach Boardwalk anchors summer tourism, while UC Santa Cruz contributes lectures, arts events, and a steady student presence. Dining spans casual taquerias and seafood spots to acclaimed farm-to-table restaurants reflecting the surrounding agricultural county. The lifestyle balances small-city scale with the cultural and employment pull of the wider Bay Area.

Schools & Education

Public education in Santa Cruz is provided by Santa Cruz City Schools for the city proper, with the larger county served by districts including Live Oak, Soquel, Scotts Valley, and Pajaro Valley. The presence of UC Santa Cruz — a major research university set among redwoods above the city — is the area's defining educational institution, drawing students and faculty from across the country. Cabrillo College in nearby Aptos provides community-college pathways, and a network of public and private schools serves the region's families. School choice and district boundaries vary by neighborhood, a common consideration for relocating households.

Getting Around

Highway 17 is Santa Cruz's lifeline to the Bay Area, climbing through the mountains to Los Gatos, San Jose, and the Silicon Valley in roughly 25 to 50 minutes depending on traffic. Highway 1 runs north toward Half Moon Bay and south toward Watsonville and Monterey. The Highway 17 Express, operated by Santa Cruz METRO in partnership with VTA, provides commuter bus service between downtown Santa Cruz and San Jose's Diridon Station, connecting to Caltrain and BART. Within the city, METRO buses and an increasingly bike-friendly street network serve local trips, though the coastal hills and narrow corridors make car travel dominant.

Parks & Recreation

Recreation in Santa Cruz centers on the coast and the redwoods. Surfers work breaks from Cowell's and Steamer Lane to Pleasure Point, while walkers and cyclists use the West Cliff Drive path and the Monterey Bay shore. Natural Bridges State Beach is known for its rock arch and monarch butterfly grove, and Lighthouse Field and Seabright Beach add open shoreline. Just inland, Henry Cowell Redwoods State Park and Wilder Ranch State Park offer old-growth redwood groves, hiking, and mountain-biking trails, with the UC Santa Cruz upper campus and Pogonip preserve adding more. The Beach Boardwalk supplies classic seaside amusement.

MARKET SNAPSHOT

The Market at a Glance

How homes have been selling here over the last 90 days.

home_work New This Week 15
Went Under Contract 0
trending_down Price Reductions 0
payments Median Sale Price $1,350,000 -5.3%
square_foot Price per Sq Ft $939
schedule Avg Days on Market 0
sell Homes Sold 93
percent Sale-to-List Ratio 101.0%
inventory_2 Months of Inventory 5.6

Price & Sales History

Market data reflects closed sales over the last 90 days and is provided for informational purposes.

Zip Codes

BROWSE BY ZIP

Browse listings by postal code in this area.

040 homes for saleMedian sale$295K1 sale in the last 90 days
0000024 homes for saleMedian sale$370KPer sq ft$199 sales in the last 90 days
100231 home for saleMedian sale$1M2 sales in the last 90 days
111111 home for saleMedian sale$295K
123452 homes for saleMedian sale$295K
189341 home for saleMedian sale$700KPer sq ft$2741 sale in the last 90 days
218501 home for saleMedian sale$145KPer sq ft$1275 sales in the last 90 days
227132 homes for saleMedian sale$565KPer sq ft$2744 sales in the last 90 days
227401 home for saleMedian sale$315KPer sq ft$2643 sales in the last 90 days
306737 homes for saleMedian sale$192KPer sq ft$7814 sales in the last 90 days
349491 home for saleMedian sale$416.3KPer sq ft$35714 sales in the last 90 days
349501 home for saleMedian sale$180KPer sq ft$1547 sales in the last 90 days
View All Zip Codes
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623 High Street For Sale $1,995,000
623 High Street
Santa Cruz, CA 95060
4 Beds 3 Baths 3406 Sq Ft Built 1964 ML82058693
David Lyng Real Estate
34 Hollins Drive For Sale $3,500,000
34 Hollins Drive
Santa Cruz, CA 95060
3 Beds 2.5 Baths 2410 Sq Ft Built 1951 ML82058198
eXp Realty of California Inc
22800 E Cliff Drive For Sale $4,999,000
22800 E Cliff Drive
Santa Cruz, CA 95062
6 Beds 6 Baths 3224 Sq Ft Built 1930 ML82053611
Room Real Estate
118 Jessie Street For Sale $1,295,000
118 Jessie Street
Santa Cruz, CA 95060
3 Beds 2 Baths 1468 Sq Ft Built 1976 ML82057601
eXp Realty of California Inc
21147 E Cliff Drive For Sale $945,000
21147 E Cliff Drive
Santa Cruz, CA 95062
2 Beds 2 Baths 1306 Sq Ft Built 1976 ML82058649
Bailey Properties
41 Grandview Street #907 For Sale $699,000
41 Grandview Street #907
Santa Cruz, CA 95060
2 Beds 2 Baths 913 Sq Ft Built 1989 ML82057630
Alliance Bay Realty
228 Everson Drive For Sale $749,000
228 Everson Drive
Santa Cruz, CA 95060
2 Beds 2 Baths 931 Sq Ft Built 1998 ML82057315
Intero R E Services
400 Endlich Drive For Sale $1,950,000
400 Endlich Drive
Santa Cruz, CA 95060
2 Beds 2.5 Baths 3000 Sq Ft Built 1990 ML82056986
David Lyng Real Estate
250 Segre Place For Sale $1,795,000
250 Segre Place
Santa Cruz, CA 95060
4 Beds 2 Baths 1845 Sq Ft Built 1965 ML82056862
eXp Realty of California Inc
3131 Branciforte Drive For Sale $1,395,000
3131 Branciforte Drive
Santa Cruz, CA 95065
4 Beds 2 Baths 1751 Sq Ft Built 1958 ML82052531
Epique Realty
220 Miracle Ln For Sale $1,699,000
220 Miracle Ln
Santa Cruz, CA 95060
3 Beds 2.5 Baths 2941 Sq Ft Built 1986 41144702
Room Real Estate
3210 Churnside Lane For Sale $1,695,000
3210 Churnside Lane
Santa Cruz, CA 95062
3 Beds 2 Baths 2382 Sq Ft Built 2004 ML82057126
Karon Properties
105 Quarry Lane For Sale $1,995,000
105 Quarry Lane
Santa Cruz, CA 95060
3 Beds 3 Baths 2461 Sq Ft Built 1983 ML82057118
Karon Properties
574 Spinnaker Court For Sale $989,000
574 Spinnaker Court
Santa Cruz, CA 95062
2 Beds 2 Baths 1267 Sq Ft Built 1982 ML82056979
Compass
229 16th Avenue For Sale $2,500,000
229 16th Avenue
Santa Cruz, CA 95062
4 Beds 2 Baths 1884 Sq Ft Built 1959 ML82056640
David Lyng Real Estate
584 Spinnaker Court For Sale $1,259,000
584 Spinnaker Court
Santa Cruz, CA 95062
3 Beds 2.5 Baths 1522 Sq Ft Built 1982 ML82056602
PMI Santa Cruz
745 Granite Ridge Drive For Sale $1,450,000
745 Granite Ridge Drive
Santa Cruz, CA 95065
3 Beds 2 Baths 2160 Sq Ft Built 1941 ML82056478
David Lyng Real Estate
4250 Opal Cliff Drive For Sale $6,595,000
4250 Opal Cliff Drive
Santa Cruz, CA 95062
4 Beds 2.5 Baths 2657 Sq Ft Built 1968 ML82056434
David Lyng Real Estate
911 King Street For Sale $1,399,000
911 King Street
Santa Cruz, CA 95060
3 Beds 2.5 Baths 1896 Sq Ft Built 1928 ML82055145
Compass
110 Library Lane For Sale $910,000
110 Library Lane
Santa Cruz, CA 95062
2 Beds 2 Baths 1244 Sq Ft Built 1996 ML82056687
Sherman & Boone Realtors
188 Harbor Beach Court For Sale $2,695,000
188 Harbor Beach Court
Santa Cruz, CA 95062
4 Beds 2.5 Baths 2282 Sq Ft Built 2005 ML82051252
eXp Realty of California Inc
1111 Ocean Street #204 For Sale $565,000
1111 Ocean Street #204
Santa Cruz, CA 95060
1 Beds 1 Baths 624 Sq Ft Built 2014 ML82055636
Bailey Properties
106 Corinne AVE For Sale $1,695,000
106 Corinne AVE
Santa Cruz, CA 95065
4 Beds 3 Baths 2180 Sq Ft Built 1964 41143464
HOMECOIN.COM
310 Winter Creek Road For Sale $1,899,000
310 Winter Creek Road
Santa Cruz, CA 95060
3 Beds 2 Baths 2133 Sq Ft Built 1988 ML82055793
Compass
257 High Street For Sale $2,480,000
257 High Street
Santa Cruz, CA 95060
8 Beds 4 Baths 3978 Sq Ft Built 1953 ML82055634
Compass
434 Morrissey Boulevard For Sale $1,295,000
434 Morrissey Boulevard
Santa Cruz, CA 95062
2 Beds 1 Baths 1372 Sq Ft Built 1928 ML82055505
Coldwell Banker Realty
471 Country Estates Terrace For Sale $849,000
471 Country Estates Terrace
Santa Cruz, CA 95060
2 Beds 2 Baths 1329 Sq Ft Built 1986 ML82055462
Monterey Coast Realty
3230 Virgil Lane For Sale $1,759,000
3230 Virgil Lane
Santa Cruz, CA 95062
4 Beds 3 Baths 2934 Sq Ft Built 1989 ML82055473
Jacqueline M Heath, Broker
110 Ponderosa Drive For Sale $1,275,000
110 Ponderosa Drive
Santa Cruz, CA 95060
3 Beds 4 Baths 2700 Sq Ft Built 1965 ML82048502
Christie's International Real Estate Sereno
220 Castillion Terrace For Sale $754,000
220 Castillion Terrace
Santa Cruz, CA 95060
2 Beds 1.5 Baths 1046 Sq Ft Built 1976 ML82054811
Live Love Santa Cruz
140 Palo Verde Terrace For Sale $699,000
140 Palo Verde Terrace
Santa Cruz, CA 95060
2 Beds 1.5 Baths 990 Sq Ft Built 1974 ML82054789
Karon Properties
755 14th Avenue #713 For Sale $529,000
755 14th Avenue #713
Santa Cruz, CA 95062
1 Beds 1 Baths 656 Sq Ft Built 1973 ML82054726
Real Estate Eight Three One
16 Kite Hill Road For Sale $3,250,000
16 Kite Hill Road
Santa Cruz, CA 95060
4 Beds 2.5 Baths 3119 Sq Ft Built 1970 ML82054521
eXp Realty of California Inc
312 Laurent Street For Sale $1,195,000
312 Laurent Street
Santa Cruz, CA 95060
3 Beds 2.5 Baths 1292 Sq Ft Built 1900 ML82052517
Lighthouse Realty
17th Avenue For Sale $1,399,000
17th Avenue
Santa Cruz, CA 95062
3 Beds 2 Baths 1180 Sq Ft Built 1978 ML82054413
Compass
123 Merced Avenue For Sale $1,795,000
123 Merced Avenue
Santa Cruz, CA 95060
2 Beds 2 Baths 1347 Sq Ft Built 1962 ML82054301
Compass
2030 Pacific Avenue #237 For Sale $750,000
2030 Pacific Avenue #237
Santa Cruz, CA 95060
2 Beds 1 Baths 895 Sq Ft Built 2008 ML82054198
Anderson Christie, Inc.
136 Canfield Avenue #A For Sale $778,000
136 Canfield Avenue #A
Santa Cruz, CA 95060
2 Beds 2 Baths 1198 Sq Ft Built 1977 ML82049928
KW Thrive Santa Cruz
164 Pryce Street For Rent $3,500
164 Pryce Street
Santa Cruz, CA 95060
2 Beds 1 Baths 1025 Sq Ft Built 1984 ML82054206
Wilder Associates
163 Harbor Oaks Circle For Sale $799,000
163 Harbor Oaks Circle
Santa Cruz, CA 95062
3 Beds 1.5 Baths 1218 Sq Ft Built 1978 ML82053360
David Lyng Real Estate
505 Thin Edge Road For Sale $1,379,000
505 Thin Edge Road
Santa Cruz, CA 95065
3 Beds 2.5 Baths 2285 Sq Ft Built 1977 ML82053774
David Lyng Real Estate
31 S Circle Dr For Sale $2,495,000
31 S Circle Dr
Santa Cruz, CA 95060
4 Beds 3 Baths 2380 Sq Ft Built 1950 ML82052231
David Lyng Real Estate
1510 Thompson Avenue For Sale $1,250,000
1510 Thompson Avenue
Santa Cruz, CA 95062
2 Beds 2 Baths 1209 Sq Ft Built 1950 ML82052940
Room Real Estate
250 River Street #220 For Sale $619,000
250 River Street #220
Santa Cruz, CA 95060
2 Beds 1 Baths 748 Sq Ft Built 1986 ML82048162
Coldwell Banker Realty
462 Hampstead Way For Sale $2,100,000
462 Hampstead Way
Santa Cruz, CA 95062
3 Beds 2 Baths 1416 Sq Ft Built 1953 ML82052701
eXp Realty of California Inc
755 14th Avenue #315 For Sale $639,000
755 14th Avenue #315
Santa Cruz, CA 95062
2 Beds 1 Baths 799 Sq Ft Built 1973 ML82052690
eXp Realty of California Inc
1742 Grey Seal Road For Rent $5,100
1742 Grey Seal Road
Santa Cruz, CA 95062
3 Beds 2.5 Baths 1829 Sq Ft Built 1992 ML82052601
Wilder Associates
1328 Mission Street For Sale $999,000
1328 Mission Street
Santa Cruz, CA 95060
3 Beds 2 Baths 1229 Sq Ft Built 1900 ML82052563
Sotheby's International Realty
120 Grant Street For Sale $799,000
120 Grant Street
Santa Cruz, CA 95060
2 Beds 2 Baths 1087 Sq Ft Built 1978 ML82047722
Compass
3430 Loma Alta Lane For Sale $2,499,000
3430 Loma Alta Lane
Santa Cruz, CA 95065
3 Beds 2.5 Baths 1966 Sq Ft Built 1975 ML82050906
Coldwell Banker Realty
112

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All Cities
  • Capitola3.7 mi49 Listings
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