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Belton is a city in, and the county seat of, Bell County, Texas, located in Central Texas along the Interstate 35 corridor between Waco and Austin. With roughly 26,000 residents, Belton anchors the southern part of the Killeen–Temple metropolitan area, a region shaped by Fort Cavazos and the long-standing presence of the military in Central Texas. The city's identity combines a historic courthouse-town core with a college-town character and easy access to two major reservoirs. Belton's downtown is built around an 1884 courthouse square, part of a historic district containing nearly 100 historic buildings. This walkable core, with its creek trail, local businesses, and community events, gives the city a rooted sense of place that distinguishes it from newer neighbors along the I-35 corridor. The city's planning emphasizes preserving that Main Street character while accommodating residential growth through a mix of subdivisions, townhomes, and in-town housing. Higher education is central to Belton's identity. The University of Mary Hardin-Baylor, chartered in 1845 by the Republic of Texas, is the oldest continuously operating college in the state and anchors the city's educational and cultural life. Temple College also serves the broader area, reinforcing the region's educational infrastructure. Public education is provided by Belton Independent School District, which covers about 199 square miles including Belton, Morgan's Point Resort, and part of Temple. Outdoor recreation is defined by Belton Lake and Stillhouse Hollow Lake, two U.S. Army Corps of Engineers reservoirs that provide boating, fishing, camping, and shoreline parks within minutes of the city. These lakes give Belton a distinct recreational draw among Central Texas county seats. Belton's transportation position is a key asset. Interstate 35 links the city north to Waco and the Dallas–Fort Worth area and south to Austin, San Antonio, and the rest of Central Texas, while Hill Country Transit District provides commuter bus connections to Temple, Killeen, Harker Heights, and Fort Cavazos. This combination of history, higher education, lakes, and highway access makes Belton a well-rounded place to live in the heart of Central Texas.

Population 26,558

County Bell County

Active Listings 756

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Frequently Asked Questions

What county is Belton in?

Belton is the county seat of Bell County, Texas, located in Central Texas along the Interstate 35 corridor. Bell County anchors the Killeen–Temple metropolitan area, and Belton serves as its administrative center.

What lakes are near Belton?

Belton sits between two U.S. Army Corps of Engineers reservoirs: Belton Lake and Stillhouse Hollow Lake. Both lakes offer boating, fishing, and camping, and they are central to outdoor recreation around the city.

What university is in Belton?

Belton is home to the University of Mary Hardin-Baylor, a private university chartered in 1845 by the Republic of Texas. The university is recognized as the oldest continuously operating college in the state and anchors Belton's college-town character.

What school district serves Belton?

Belton is served by Belton Independent School District, a Central Texas district covering about 199 square miles, including the city of Belton, Morgan's Point Resort, and part of Temple in Bell County.

How does Belton connect to Temple, Killeen, and Fort Cavazos?

Belton sits on Interstate 35, roughly midway between Waco and Austin, and is part of the Killeen–Temple metro area. Hill Country Transit District operates commuter bus service connecting Belton with Temple, Killeen, Harker Heights, and Fort Cavazos.

City Guide

About Belton

Real Estate & Housing

Belton's housing stock spans historic and modern options within a Central Texas setting. The downtown and surrounding historic district offer older homes with character near the 1884 courthouse square, while the wider city includes family-oriented subdivisions and newer developments built to accommodate growth in the Killeen–Temple metro area. Homeownership is a significant presence, and the housing mix includes single-family homes, townhomes, and apartments, with neighborhoods such as Liberty Valley, Dawson Ranch, Hubbard Branch, and Sendero offering a range of lot sizes and eras of construction. This blend of historic charm and newer construction gives buyers varied choices within a county-seat city.

Neighborhoods

Belton's neighborhoods are led by the Downtown Belton Historic District, whose 1884 courthouse square, creek trail, and roughly 100 historic buildings make it the city's most distinctive and walkable area. Beyond the core, established and newer subdivisions such as Liberty Valley, Dawson Ranch, Hubbard Branch, Sendero, and River Place Estates provide family-oriented settings with a range of home styles and lot sizes. The city's planning framework also encourages a transition zone of apartments, townhomes, and live-work buildings near the downtown and parks. Together these areas give residents options from historic in-town living to newer suburban communities within the Bell County seat.

Lifestyle in Belton

Belton's lifestyle blends a historic courthouse-town atmosphere with the energy of a college community. The 1884 courthouse square and its nearly 100 historic buildings anchor a walkable downtown with local shops, restaurants, and a creek trail, giving the city a distinct, rooted character. The presence of the University of Mary Hardin-Baylor adds a collegiate dimension, with campus events and a steady flow of students and faculty. Community gatherings and a low-key, family-oriented pace define daily life. Set between Belton Lake and Stillhouse Hollow Lake and connected to Temple and Killeen by Interstate 35, Belton offers a small-town feel with access to the amenities of a growing Central Texas region.

Schools & Education

Belton is served by Belton Independent School District, a Central Texas district covering about 199 square miles that includes the city of Belton, Morgan's Point Resort, and part of Temple in Bell County. The district offers a full range of elementary, middle, and high schools serving the area's growing population. Higher education anchors the city as well: the University of Mary Hardin-Baylor, chartered in 1845 and the oldest continuously operating college in Texas, sits in Belton, and Temple College serves the broader region. This mix of a solid public district and established higher-education institutions makes Belton an appealing setting for families and students alike.

Getting Around

Belton sits on Interstate 35, one of Texas's primary north–south corridors, placing it between Waco and the Dallas–Fort Worth metroplex to the north and Austin, San Antonio, and much of South Texas to the south. The city is part of the Killeen–Temple metropolitan area, and Hill Country Transit District operates commuter bus service connecting Belton with Temple, Killeen, Harker Heights, Copperas Cove, and Fort Cavazos. This highway and transit network gives Belton residents convenient access to regional employment centers, the military installation, and the broader Central Texas region.

Parks & Recreation

Belton's recreation centers on its two reservoirs, Belton Lake and Stillhouse Hollow Lake. Both are U.S. Army Corps of Engineers lakes offering fishing, boating, camping, and shoreline parks, with Stillhouse Hollow known for its clear water and quality fishing. The city's downtown creek trail and the 1884 courthouse square provide walkable in-town recreation, while city parks offer playgrounds and sports facilities for families. The lakes, located within Bell County, give Belton residents year-round outdoor access that is uncommon among Central Texas county seats, supporting an active lifestyle tied to the water and the surrounding Hill Country landscape.

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